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12 Ladies-Who-Lunch Outfits for Elegant Women in Their 70s

12 Ladies-Who-Lunch Outfits for Elegant Women in Their 70s

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12 Lunch Outfits for Women in Their 70s

A standing lunch date is one of the best appointments in the calendar. These twelve ladies who lunch outfits for women in their 70s are built for exactly that: smart daywear, not evening wear and not occasion dressing.

I matched each look to a real kind of lunch, from the bistro table to the hotel tea room, the garden club to the book club. Jump to the one you actually have coming up.

The brief was simple: shoes that last a long lunch, sleeves on every look, a waistband that survives dessert, and a bag that can sit on a chair.

If you have ever wondered what to wear to lunch with friends in your 70s, the answer is rarely more effort. It is better texture and cleaner tailoring: silk, cashmere, wool and fine knits in calm daytime colors.

Nothing ruins a good conversation like sore feet, so every pair here is flat or low-heeled. I keep a longer list of comfortable shoes that still look elegant in your 70s if you want more options.

1. Camel Wool Blazer + Ivory Bow Blouse + Chocolate Wide-Leg Trousers

ladies who lunch outfit for women in their 70s: hip-length camel wool blazer, ivory silk bow blouse, chocolate wide-leg trousers and chocolate loafers

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Italian Wool Tailored Blazer (Sahara Camel)

Italian Wool Tailored Blazer (Sahara Camel)

View at Quince

$120.00 | Italian wool with a single button and notched lapels, so it hangs like real tailoring and not a cardigan with ambitions.

Washable Stretch Silk Tie Neck Blouse (Ivory)

Washable Stretch Silk Tie Neck Blouse (Ivory)

View at Quince

$89.90 | Washable silk with a true tie neck, which turns a splash of vinaigrette into an inconvenience instead of a tragedy.

Belgravia Ponte Pants (Bitter Chocolate)

Belgravia Ponte Pants (Bitter Chocolate)

View at Boden

$140.00 | Crease-free ponte that still looks pressed when you stand up after two courses and a long story.

Women's Sloane Venetian Loafer (Dark Choco)

Women’s Sloane Venetian Loafer (Dark Choco)

View at G.H. Bass

$150.00 | No strap, no hardware, just soft dark chocolate leather on a flexible sole.

This is my pick for a bistro lunch with old friends on the first cool day of fall. A hip-length camel wool blazer sits over an ivory silk blouse with a soft bow at the neck, and chocolate wide-leg trousers with a slight flare fall full length over plain chocolate loafers.

The mechanic is one unbroken dark line from waist to floor.

Trousers and loafers both in chocolate make the legs read longer, which leaves the lighter camel and ivory up near your face where they flatter.

Tie the bow loose and slightly off center, so it looks knotted by a person and not a gift wrapper.

2. Soft Blue Striped Shirt Dress + Tan Ballet Flats + Cognac Shoulder Bag

garden lunch outfit for women over 70: soft blue fine-stripe cotton midi shirt dress with tan leather ballet flats and a cognac leather shoulder bag

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Sarah Cotton Midi Shirt Dress (Navy Ivory Fine Stripe)

Sarah Cotton Midi Shirt Dress (Navy Ivory Fine Stripe)

View at Boden

$199.00 | Pure cotton, machine washable, and the tie belt comes off on days you would rather it did.

Valore Ballet Flats (Natural Leather)

Valore Ballet Flats (Natural Leather)

View at Nine West

$89.00 | The plainest tan flat I could find: leather, a slightly pointed almond toe, no bow and no buckle.

The Studio Bag (Cognac)

The Studio Bag (Cognac)

View at Everlane

$258.00 | Smooth leather with flat structured sides and no logo, on an adjustable strap that leaves both hands free for the plant sale.

For a garden-club lunch, a cotton shirt dress does the thinking for you. This one is a fine stripe that reads soft blue from across a lawn, with a collar, buttons down the front, sleeves that end just above the elbow and a midi skirt that falls to mid-calf.

A fine stripe works where a wide one shouts. Up close it has detail, and from a distance it settles into one calm color.

Flat tan leather shoes are the honest choice on grass, and a cognac shoulder bag in a neighboring shade keeps the accessories to a single warm note.

3. Speckled Brown Sweater Dress + Chocolate Suede Ankle Boots + Cognac Top-Handle Bag

museum cafe lunch outfit for a woman in her 70s: ankle-length speckled dark brown merino-blend sweater dress with chocolate suede ankle boots and a small cognac top-handle bag

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Brown Speckled Merino Blend Burton Sweater Dress

Brown Speckled Merino Blend Burton Sweater Dress

View at Tuckernuck

$298.00 | Mostly merino with a touch of alpaca, and cut straight so it skims instead of clings.

Alfie Block Heel Leather Ankle Bootie (Chocolate Brown Suede)

Alfie Block Heel Leather Ankle Bootie (Chocolate Brown Suede)

View at Marc Fisher

$199.00 | A low block heel and a side zip: steady on stone floors and easy to get on without a struggle.

Kaia Crossbody (Cognac)

Kaia Crossbody (Cognac)

View at Quince

$104.00 | Top-grain pebbled leather with a short rolled handle, plus a removable strap for the gallery half of the day.

A museum lunch means an hour on your feet before you ever see a menu, so I start with one piece. This merino-blend sweater dress is a dark brown with fine flecks, cut as a straight easy column with a mock neck, long sleeves and a hem that drops to the ankle.

The flecks are the trick: a speckled knit has depth that a flat solid lacks, so one color from neck to ankle never looks heavy.

Chocolate suede ankle boots with a low block heel meet the hem and continue the line. Let a small cognac bag be the only lighter, warmer thing in the picture.

4. Ivory Cashmere Twinset + Navy Pleated Midi Skirt + Navy Block-Heel Pumps

hotel tea room lunch outfit for women in their 70s: ivory cashmere cardigan over an ivory cashmere tee, navy pleated midi skirt and navy block-heel pumps

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Mongolian Cashmere Cardigan Sweater (Ivory)

Mongolian Cashmere Cardigan Sweater (Ivory)

View at Quince

$79.90 | Crew neck, long sleeves and tonal buttons in pure cashmere: the half of the set that does the covering.

Cashmere Tee (Ivory)

Cashmere Tee (Ivory)

View at Quince

$44.90 | Same ivory cashmere as the cardigan, which is the whole point. Short sleeves keep it smooth underneath.

Navy Pleated Dixon Midi Skirt

Navy Pleated Dixon Midi Skirt

View at Tuckernuck

$148.00 | Sharp knife pleats over a flat elastic waistband, the kind that forgives a scone and then a second scone.

Ebel Mid Heel Pump (Navy Genuine Leather)

Ebel Mid Heel Pump (Navy Genuine Leather)

View at Aerosoles

$99.00 | Cushioned insole, block heel, wide widths available. Your feet will not be the reason you leave early.

The tea room calls for the dressiest thing I know that still feels like a sweater. An ivory cashmere cardigan goes over a short-sleeve cashmere tee in the same ivory, above a navy knife-pleated skirt that falls to mid-calf and navy leather pumps with a block heel.

Two knits in one identical shade read as a set, and that is what makes a twinset look intentional instead of layered for warmth. Navy on the lower half anchors all that ivory.

Wear the cardigan buttoned at the top only, so it frames the tee and moves when you reach for the teapot.

5. Blue Cashmere Crewneck + Gray Wool-Blend Wide-Leg Trousers + Silk Scarf + Wine Penny Loafers

town lunch outfit for women over 70: heathered blue cashmere crewneck, gray wide-leg wool-blend trousers, burgundy printed silk scarf and wine penny loafers

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Cashmere Sweater (66 Blue)

Cashmere Sweater (66 Blue)

View at Uniqlo

$99.90 | Heathered and closer to a dusty French blue than a baby blue, in an easy, slightly relaxed cut.

Arched Trouser in Lightspun Wool Blend (Grey)

Arched Trouser in Lightspun Wool Blend (Grey)

View at J.Crew

$178.00 | Double pleats and an extra-high rise give the wide leg its shape, and there are petite and tall lengths.

Printed Silk Scarf (Crushed Crimson)

Printed Silk Scarf (Crushed Crimson)

View at J.Crew

$79.50 | The piece that connects everything: a silk square in burgundy-crimson with a cream chrysanthemum print.

Women's Whitney Weejuns Penny Loafer (Wine)

Women’s Whitney Weejuns Penny Loafer (Wine)

View at G.H. Bass

$195.00 | Polished wine leather with a plain penny strap and not a scrap of metal. Flat, too.

After a morning of shopping, lunch should not require a change of clothes. A heathered blue cashmere crewneck goes with mid gray wide-leg trousers in a smooth wool-blend suiting, pleated at the front and full length.

Blue and gray are both cool colors, so on their own they can look a little chilly.

The burgundy silk scarf and the wine penny loafers fix that: one warm color repeated at the neck and the feet pulls the eye through the whole outfit.

Knot the scarf low and loose. If you want more ways to wear it, I have a whole guide to tying a silk scarf in your 70s.

6. Navy Lady Jacket + Navy Straight Trousers + Ivory Silk Shell + Navy Suede Slingbacks

charity luncheon outfit for elegant women in their 70s: collarless navy wool-blend lady jacket, navy straight trousers, ivory silk shell and navy suede kitten-heel slingbacks

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Lady Jacket in Wool Blend (Navy)

Lady Jacket in Wool Blend (Navy)

View at J.Crew

$298.00 | Round neckline, flap pockets and a neat hip length. It does everything a blazer does with less stiffness.

Kate Straight-Leg Pant in Four-Season Stretch (Navy)

Kate Straight-Leg Pant in Four-Season Stretch (Navy)

View at J.Crew

$138.00 | Machine-washable stretch suiting that holds its crease, in the very same navy as the jacket.

Washable Stretch Silk Shell Tank (Ivory)

Washable Stretch Silk Shell Tank (Ivory)

View at Quince

$42.00 | A high round neck in washable silk, adding ivory at the collarbone and no bulk under the jacket.

Hope Slingback Heels (Dark Navy)

Hope Slingback Heels (Dark Navy)

View at Boden

$199.00 | Hidden elastic in the strap is the detail that matters: it stays put while you circulate.

A charity luncheon is the one lunch where a suit is the easy answer. This collarless navy lady jacket in a smooth wool blend is hip-length with flap pockets and a button front, worn over full-length straight navy trousers with a pressed crease.

Because jacket and trousers are the same navy, they read as one column, and the ivory silk shell becomes a clean line of light at the neckline.

Navy suede slingbacks with a slim kitten heel keep it dressy without asking much of your ankles. The shell itself is sleeveless, so treat the jacket as part of the outfit and not a layer to shed.

7. Green Floral Shirt Dress + Tan Block-Heel Pumps + Cognac Shoulder Bag

birthday lunch outfit for women in their 70s: belted forest green floral midi shirt dress with long sleeves, tan block-heel pumps and a cognac leather shoulder bag

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Louise Midi Shirt Dress (Forest Green, Tickled Meadows)

Louise Midi Shirt Dress (Forest Green, Tickled Meadows)

View at Boden

$249.00 | Pockets, a waist belt and a cotton blend with a little stretch. A party dress that behaves like a shirt.

Ebel Mid Heel Pump (Tan Genuine Leather)

Ebel Mid Heel Pump (Tan Genuine Leather)

View at Aerosoles

$99.00 | Tan leather on a block heel, steadier on terrace paving than anything held on by a strap and a prayer.

The Studio Bag (Cognac)

The Studio Bag (Cognac)

View at Everlane

$258.00 | Carried again here because cognac leather is the rare neutral that flatters green and pink at once.

A friend’s birthday lunch deserves a print. This belted midi shirt dress has a forest green ground covered in a mauve pink and plum floral, with an open V collar, buttons down the front, long sleeves and a hem designed to fall at mid-calf.

A print on a darker ground is the easiest kind to wear, because the green holds everything together while the pink does the celebrating. Tan pumps and a cognac bag stay neutral on purpose.

On a warm terrace, turn the cuffs back to three-quarter length. It looks deliberate, and it shows off a watch.

8. Burgundy Cashmere Roll-Neck + Winter-Ivory Trousers + Chocolate Suede Boots + Chocolate Bag

winter lunch outfit for women over 70: deep burgundy cashmere roll-neck sweater, winter-ivory wool-blend trousers, chocolate suede ankle boots and a chocolate top-handle bag

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Mongolian Cashmere Turtleneck Sweater (Rich Burgundy)

Mongolian Cashmere Turtleneck Sweater (Rich Burgundy)

View at Quince

$89.90 | The fold-over neck and relaxed body mean real warmth without that strangled feeling by the fire.

Essential Trouser in Lightspun Wool Blend (Chamomile)

Essential Trouser in Lightspun Wool Blend (Chamomile)

View at J.Crew

$168.00 | Wool-blend trousers the color of warm cream, pleated and mid-rise, breaking softly over a boot.

Alfie Block Heel Leather Ankle Bootie (Chocolate Brown Suede)

Alfie Block Heel Leather Ankle Bootie (Chocolate Brown Suede)

View at Marc Fisher

$199.00 | Plain chocolate suede with a pointed toe. Under a full-length trouser, only the good part shows.

Yorke Bag in Leather (Peppercorn)

Yorke Bag in Leather (Peppercorn)

View at J.Crew

$168.00 | Dark brown pebbled leather with a rounded handle and a tab closure, small enough to share your chair.

Winter lunch by the fire calls for warmth that still looks sharp when the coat comes off. A deep burgundy cashmere roll-neck with a relaxed body sits over winter-ivory pleated trousers in a wool blend, cut relaxed from straight to wide and full length.

Dark on top and pale below reverses the usual winter formula, and that reversal is what makes it look fresh in January.

Chocolate suede ankle boots and a small chocolate top-handle bag ground the ivory so it reads rich instead of summery. Tuck just the front of the sweater and leave the back loose.

9. Navy Silk Blouse + Light Taupe Ankle Trousers + Tan Flats + Cognac Bag

bistro lunch outfit for a woman in her 70s: ink navy silk blouse, light taupe tailored ankle trousers, tan leather ballet flats and a cognac shoulder bag

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Washable Stretch Silk Blouse (Navy)

Washable Stretch Silk Blouse (Navy)

View at Quince

$72.00 | Deep ink navy with a soft sheen, in washable silk with enough stretch to reach across the table.

Straight-Leg Trouser in Tailor Twill (Light Taupe)

Straight-Leg Trouser in Tailor Twill (Light Taupe)

View at Everlane

$178.00 | Half lined, with button tabs at the waist, in a warm stone-taupe that is very good next to navy.

Valore Ballet Flats (Natural Leather)

Valore Ballet Flats (Natural Leather)

View at Nine West

$89.00 | Flat, leather and slip-on. Three words that matter more with every hour the lunch runs on.

The Studio Bag (Cognac)

The Studio Bag (Cognac)

View at Everlane

$258.00 | Tall and narrow with one outside pocket, so your glasses are never at the bottom of anything.

The long catch-up lunch, the one that runs past three, needs clothes you forget you are wearing. A navy silk blouse with a point collar and long sleeves goes over light taupe tailored trousers with a slim straight leg, a pressed crease and an ankle-length hem.

Putting the dark color on top and the light one below keeps the outfit crisp. Silk against a wool-blend tailoring cloth also gives you two textures where two plain colors might fall flat.

Wear the blouse loose over the waistband and turn the cuffs back once. Tan flats and the cognac bag take care of the rest.

10. Camel Cashmere Crewneck + Dark Check Midi Skirt + Tall Black Boots

fall lunch outfit for women in their 70s: camel cashmere crewneck sweater, small dark navy-charcoal and ivory check midi skirt and tall black low-heel boots

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The Original Cashmere Crewneck Sweater (Camel)

The Original Cashmere Crewneck Sweater (Camel)

View at NAADAM

$98.00 | Warm mid camel in pure cashmere with ribbed trims and a classic fit, nothing oversized about it.

English Check Phoebe Midi Skirt

English Check Phoebe Midi Skirt

View at Tuckernuck

$198.00 | Box pleats released from the hip, side pockets, and it goes straight in the washing machine.

Prue Tall Boot (Black Faux Leather)

Prue Tall Boot (Black Faux Leather)

View at Aerosoles

$149.00 | Knee-high and plain black on a low block heel with a cushioned footbed, in regular and wide widths.

Lunch on the market street with a neighbor is a walking outfit first. A camel cashmere crewneck sits above a midi skirt in a small dark check of navy-charcoal and ivory, with box pleats that hang as a soft A-line to mid-calf.

Tall black boots under a mid-calf hem close the gap completely, so there is no stretch of cold leg and nothing to adjust when you sit down.

The camel also keeps the dark check and black boots from turning somber. Tuck the sweater in at the front so the pleats start from a clean waist.

11. Moss Green Knit Jacket + Ivory Knit Tee + Navy Straight Trousers + Black Loafers

book club lunch outfit for women over 70: mid moss green collared knit jacket over an ivory knit tee, navy straight trousers and plain black loafers

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Phoebe Collared Knitted Jacket (Forest Green)

Phoebe Collared Knitted Jacket (Forest Green)

View at Boden

$199.00 | Four patch pockets and a small collar give a cotton and wool knit the authority of a blazer.

Ivory Cashmere Silk Katie Tee

Ivory Cashmere Silk Katie Tee

View at Tuckernuck

$148.00 | Silk with a little cashmere, in a fine relaxed knit that sits flat under a jacket.

Mid Rise Straight Leg Pants (Navy)

Mid Rise Straight Leg Pants (Navy)

View at Boden

$149.00 | Pull-on at the waist yet finished with turn-ups and a stitched front crease. Nobody will know.

Women's Sloane Venetian Loafer (Black)

Women’s Sloane Venetian Loafer (Black)

View at G.H. Bass

$150.00 | My plain Venetian loafer from the first look, this time in polished black.

Book club at the cafe wants something between a cardigan and a blazer, and this knit jacket is exactly that. It is a mid moss green with a small notched collar, gold-tone buttons and four patch pockets, hip-length, over a short-sleeve ivory knit tee and straight navy trousers.

A knit jacket gives you the outline of tailoring with the comfort of a sweater, which matters when the discussion outlasts the coffee.

Green over navy is a quieter pairing than it sounds. Keep the loafers plain black and let the gold buttons be the only shine.

12. Heather Gray Cashmere Sweater + Matching Knit Skirt + Wine Slingbacks + Brick-Rose Satchel

polished winter lunch outfit for elegant women in their 70s: heather gray cashmere crewneck with a matching ribbed knit skirt just below the knee, wine kitten-heel slingbacks and a muted brick-rose satchel

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Mongolian Cashmere Crewneck Sweater (Heather Grey)

Mongolian Cashmere Crewneck Sweater (Heather Grey)

View at Quince

$50.00 | Long sleeves, classic fit, pure cashmere. The simplest piece in the article and one of the hardest working.

Mongolian Cashmere Midi Skirt (Heather Grey)

Mongolian Cashmere Midi Skirt (Heather Grey)

View at Quince

$84.90 | Ribbed, pull-on and straight: the vertical rib skims the hips where a flat knit would cling.

Hope Slingback Heels (Wine)

Hope Slingback Heels (Wine)

View at Boden

$199.00 | Deep wine leather on a slim kitten heel, just enough lift to feel like an occasion.

Romy Handwoven Satchel (Merlot)

Romy Handwoven Satchel (Merlot)

View at Quince

$154.00 | Handwoven leather with a single rolled handle, structured enough to stand upright on the seat beside you.

The first lunch of the new year with your oldest friends is worth a matching set. A heather gray cashmere crewneck goes with a ribbed knit skirt in the same gray, cut straight and ending just below the knee.

One yarn in one shade from shoulder to hem makes two sweater pieces read like a dress, with a waistband you can actually negotiate with.

Gray needs a little color, so wine kitten-heel slingbacks and a muted brick-rose satchel supply it in two related tones instead of one exact match. Wear the sweater out over the skirt for the longest line.

The 30-Day Outfit Calendar for Women Over 60 cover

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Where Does the Bag Go? The Two-Hour Question Nobody Plans For

Every lunch opens with the same small drama: you sit down, and then you look for somewhere to put your bag.

The floor is the worst option. It is where bags get kicked, splashed and forgotten, and bending to reach one under a table is nobody’s favorite exercise.

The back of the chair is not much better, because a strap slides off a rounded chair back and the bag spends the whole meal out of your sight.

The best place is on the seat itself, tucked between your back and the chair, or on an empty chair beside you.

That is why I lean toward smaller bags with flat structured sides for lunch: they stand upright instead of slumping and spilling. I go through the shapes that do this best in my guide to structured handbags for women in their 70s.

A folding purse hook is also worth owning. It weighs almost nothing, grips the table edge and hangs your bag at knee height where you can see it.

You do not need all twelve. Pick the lunch you have most often and build that one outfit properly, starting with shoes you can sit, stand and walk in for three hours.

After that, the rest is good company and a second coffee.

When the calendar fills up beyond lunch, my everyday fall looks for women in their 70s pick up where these leave off.

Frequently Asked Questions

What shoes are best for a long lunch in your 70s?

A flat or a low, stable heel with a cushioned insole. Loafers, plain ballet flats, block-heel pumps and low ankle boots all look polished at a table and still carry you from the car to the restaurant and back without complaint.

Can I wear trousers to a ladies’ lunch, or does it need to be a dress?

Trousers are completely appropriate, even at a dressier lunch. A full-length pair with a pressed crease, worn with a silk blouse or a neat jacket, reads every bit as dressed as a dress.

What should I wear if the restaurant is always too cold?

Choose an outfit with the layer built in, like a twinset, a knit jacket or a blazer, so you are never draping a coat over your shoulders at the table. Long sleeves in silk or cashmere do the same job on their own.

How dressy should a ladies-who-lunch outfit be?

One step above what you would wear for errands and one step below a party. Good fabric and a tidy cut carry it, so you can leave the satin, sequins and metallics for the evening.

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